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Lending covenant, KYC refresh, or a green loan condition

Bank ESG annex

Banks ask for Scope 1 and 2, sometimes 3, a method statement, and increasingly for year-over-year change with a reason. Periods lock and restatements are explicit, so “what changed” is a diff rather than a debate.

What they ask for: totals, method, change since last year, and whether anyone has checked it.

What the ledger answers

3 of 5, one disclosed, one outside scope. Every line below is either produced from your own records, produced with a method we disclose, or absent and stated as absent.

  • Scope 1 and 2 totalsEach figure traceable to its activity rowledger
  • Change since last yearA diff between two locked periods, with the restatement citedledger
  • Method statementGHG Protocol, AR6, factor sources namedledger
  • Scope 34 of 15 categories, method discloseddisclosed
  • Third-party assuranceNot provided. The evidence for it is.none

The ledger does not provide assurance. It produces what an assurance provider asks for.

Answer it once, reuse it

The point of a ledger rather than a spreadsheet is that this request and the next one come out of the same records. Answering a customer questionnaire is most of the work of answering an EcoVadis assessment, a bank annex and a tender clause, because the figures, the method and the evidence are already assembled and already traceable.

Bring this request to a working session See all eight requests